Usage Based Insurance Models Lowering Premium Costs

Usage Based Insurance Models Lowering Premium Costs

In 2026, usage based insurance is reshaping how consumers and insurers think about risk, pricing, and fairness. Traditional insurance models relied heavily on generalized assumptions such as age, location, and historical averages to determine premiums. While effective in the past, these models often failed to reflect individual behavior accurately. Today, advancements in data analytics and … Read more

Cyber Insurance Demand Rising in India: Why Individuals Are Buying Coverage

Cyber Insurance Demand Rising in India: Why Individuals Are Buying Coverage

The growing digital footprint of citizens has made cyber insurance india one of the fastest-expanding financial products in the country. With more people using smartphones, digital payments, and online banking, cyber threats have increased significantly in recent years. These risks have pushed individuals to look beyond traditional financial protection and consider new tools that safeguard … Read more